As the world population continues its growth led by the emerging countries coupled with the higher purchasing power, the demand for the essentials or basic commodities (i.e. those that we use daily such as cotton for clothing, corn and sugar for food, crude oil for energy) have significantly increased. Further, with the imbalance of increase in demand and slower growth in supply, this has also resulted in a situation where consumers now and goind forward have to pay more for fuel, clothing and food. With the expectation of further increase in the prices of these essentials or basic commodities, we have established a fund that will capitalize on the price movements of these essentials or basic commodities. Hence, the OSK-UOB Capital Protected* Essentials Fund.
*Investors are advised that the Fund is not a guaranteed fund. Capital protection is provided through investments in ZNIDs and not by guarantee. Consequently, the return of capital is SUBJECT TO the credit/default risk of the issuers of the ZNIDs and may result in losses.
With the market continuously rotating between “risk-off” and “risk-on”, an absolute return mandate with the adoption of a dynamic asset allocation approach would be a good vehicle to ride out the volatility. With the fixed income market having outperformed over the last 5 years1, there is a high possibility that good quality equities – those with earnings growth and clarity supporting healthy dividend payouts would find favour.
A barbell approach – buying dividend yielders coupled with growth (and cyclicals) & value stocks would provide a combination of steady cash flows and capital appreciation.
This Fund to some extent would allow the portfolio managers to focus more on stock picking without ignoring developments at the macro level.
1Source: Bloomberg, 11 March 2013.
In view of current volatile markets culminating from the Eurozone debt crisis, we are conscious of investors’ wariness of the contagion effect on the domestic and global economies. Amid the recent volatility, we believe there are opportunities arising from debt instruments investments that offer consistent and regular income to investors. Hence, we now offer you a close-ended bond fund that aims to maximise returns at its maturity date from a concentrated portfolio of global debt instruments.
One of the most desired by an investor, is to achieve diversification in his or her portfolio and what better way to do so then by investing in a balanced fund. A balance in an investment portfolio is also fundamental to appease an investor in times of uncertainties and volatilities. Such a balance can appeal to the investor of any age regardless of his or her objectives. Thus, with market uncertainties continuing to prevail over the Eurozone debt crisis and its contagion effect on the global economy, investors remain cautious with their investment choice, seeking to invest in low to moderate risk investments such as a balanced fund.
Hence, we offer you our Shariah-based OSK-UOB Dana KidSave# with its balanced asset allocation strategy in equities and invesments comprising sukuk, Islamic money market instruments, deposits and collective investment schemes. The investment in equities will enjoy potential capital appreciation upswings while any downswings will be cushioned by its investments in the latter which are defensive in nature.
#Note: This is not a capital protected or a capital guaranteed fund. This Fund is not a savings plan for children.
As investors continue to seek safe investment havens, i.e. investments that are more stable and/or of lower risk and with regular income, we see opportunities in the Asia and Asia Pacific (ex Japan) region. Hence, we now offer you a fund that utilizes a multi-asset strategy to generate potential regular income and capital growth in a fund that invests in three yielding assets i.e. bonds, equities and REITs (real estate investment trusts) from the Asia and Asia Pacific (ex Japan) region.