The Web Site is owned and operated by OSK-UOB, a company incorporated in Malaysia and is a joint-venture between the OSK Group and the UOB Group, Singapore.
The contents of the Web Site are intended for your personal non-commercial use only and you may print, copy and download any information of this Web Site for your personal use only. You may not alter, copy, distribute, transmit, display, perform, reproduce, publish or use for commercial purposes in whole or any part of the Web Site without first obtaining our consent.
All materials published on this Web Site (including but not limited to articles, features, photographs, images and illustrations, also known as the "Content") are protected by copyright laws, trademarks or other intellectual property rights, and are owned or controlled by OSK-UOB, or the party credited as the provider of the Content.
For your convenience and information, the Web Site also provides links to other sites operated and controlled by third parties. We shall not be responsible for the availability of these external resources or their contents, and shall not be liable for any information or services which may appear on such linked sites. Any hyperlinks to any other websites are provided as a convenience to you and not an endorsement or verification of such websites and such websites should be accessed at the user’s own risk. You should also be aware that the terms and conditions appearing on such sites and the site’s privacy policies may be different from those applicable to your use of this Web Site. OSK-UOB is not a party to any contractual arrangements entered into between you and the provider of the external websites unless otherwise expressly specified or agreed to by OSK-UOB. You agree that under no circumstances will you hold OSK-UOB liable for any loss or damage caused by use of or reliance on any content, goods or services available on the external websites.
USE OF YOUR PERSONAL INFORMATION
OSK-UOB may use the personal information you provide through the Web Site only for purposes for which the personal information was originally requested and for directly related purposes UNLESS OSK-UOB is required or authorized under law to disclose such personal information OR you give your written consent to allow disclosure of such personal information.
OSK-UOB does not control the use of your personal information you may share with our linked sites. You are advised to make yourself aware of their terms and conditions in this respect, if any.
We undertake not to sell your name and/or personal data to third parties, and do not intend to do so in the future.
YOUR SUGGESTIONS, COMMENTS AND FEEDBACK
Any communication from you sent to our Web Site or otherwise to us by electronic mail shall be treated as non-confidential. Your comments, suggestions, questions, feedback and the like regarding the Content and/or our services in general, including any ideas, inventions, concepts, techniques or know-how disclosed therein may be used by us for any purpose, including the developing, manufacturing and/or marketing of goods and/or services, and in such circumstances you are not entitled to any reward or compensation of whatever nature from us. FOR THIS PURPOSE: WE RESERVE THE RIGHT whenever necessary to disclose your personal information within our own offices, authorised agents, government/security agencies and providers of such services, in whatever country they may be located.
Whilst every care has been taken in preparing the information materials contained in this Web Site, such information and materials are provided on an "as is" basis without warranty of any kind either expressly or implied, including but not limited to any implied warranties or implied terms of satisfactory quality, fitness for a particular purpose or non-infringement. All such implied terms and warranties are hereby excluded.
We do not warrant that the functions in our Web Site will be uninterrupted or error-free, that defects will be corrected or that this Web Site or the server that makes it available is free of any virus or other harmful elements. We further do not warrant or make any representations regarding the correctness, accuracy, reliability, timeliness or otherwise of our Web Site’s Content or the results of the use.
By using our Web Site you agree that OSK-UOB will not be held liable under any circumstances, including negligence, for any direct, indirect or consequential loss arising from your use of the information and material contained in our Web Site or from your access to the linked sites. OSK-UOB is also not liable nor responsible for any material provided by third parties with their own respective copyright and shall not under any circumstances, be liable for any loss, damages or injury arising from these materials.
The exclusions and limitations described herein shall apply only to the extent permitted by law, without prejudice to our rights to seek legal redress in accordance with the applicable laws.
APPLICABLE LAW AND JURISDICTION
These terms and conditions and this Web Site’s Content shall be governed and construed in accordance with Malaysian laws, and the courts of Malaysia shall have exclusive jurisdiction to adjudicate any dispute which may arise in relation thereto.